Judd was born Ashley Tyler Ciminella in Granada Hills, California, the daughter of Naomi Judd, a well-known country music singer and motivational speaker, and Michael Ciminella, Jr., a marketing analyst for the horseracing industry. Judd has a half-sister, Wynonna Judd, who is also a country music singer. At the time of her birth, her mother was working as a nurse, and did not become well-known as a singer along with her daughter Wynonna until the early 1980s. Judd's parents divorced in 1972, and in 1974, her mother took her back to her own native Kentucky, where Judd grew up.

Judd's mother raised her Baptist, and she attended twelve schools before college including the Sayre School in Lexington, Kentucky and Franklin High School (Tennessee). She briefly tried modeling in Japan during school breaks. An alumna of the sorority Kappa Kappa Gamma at the University of Kentucky, she majored in French and minored in anthropology, art history, theater, and women’s studies. She spen